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Cost of chemotherapy - senior woman paying medical bills

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Cost of Chemotherapy

When the high cost of chemotherapy and other cancer costs cause you to miss needed treatment

One in eight people turn down life saving medication because the cost of chemotherapy and other cancer costs are too expensive for them. Even worse, 25% of patients in advanced stages of the disease refuse treatment because they earn less that $40,000 and cannot afford the drugs (USA Today, October 13, 2008).

Statistics

The article also says:

  • 12% of late-stage colon cancer patients personally spend more than $25,000 for cancer treatment costs
  • 20% of all cancer survivors delay or miss needed care because of the cost of chemotherapy and medical charges

Other Options

You don't have to suffer this way; there are other options if you don't have cancer insurance or if the cost of chemotherapy is too high for you.

Medicare/ Medicaid

The Medicare program is available for people over 65 and for disabled persons. Some Medicare recipients can also get Medicaid. Ask about Medicare by calling your local Social Security office or by logging onto www.socialsecurity.gov.

You are also eligible for Medicaid in some states, if you get Supplemental Security Income (SSI). And you may qualify for Medicaid under the "medically needy" category, even if you don't get SSI. You have to pay a certain amount yourself for treatment first, but this is sometimes exactly the help needed by someone struggling to pay. You can request an individual hearing to have your case evaluated to receive Medicaid benefits.

Hill-Burton Program

The Hill-Burton program requires some hospitals, nursing homes and other health facilities to treat needy patients. You might be eligible for these benefits if you cannot pay your medical bills. Call the Hill Burton Hotline at 1-800-638-0742, or visit them online at www.hrsa.gov/hillburton.

American Cancer Society

The American Cancer Society is an advocate for cancer patients. It can also provide you with information on how to cope with the financial problems from cancer. Other voluntary health organizations provide small amounts of money directly to cancer patients. These include: the Leukemia Society of America and Cancer Care, Inc. in the New York/New Jersey/Connecticut area. Other sources are your local department of social services, the Cancer Information Service and Cancer Care (in the New York/New Jersey/Connecticut area).

Additional Alternatives

Don't hesitate to discuss your money problems with your care givers; many people are in the same situation, they understand and want to help. Discuss your finances and payment options with your doctor or with the social services and financial departments of your hospital. Doctors and hospitals will sometimes reduce costs. Or they can arrange flexible payment plans for you.

There is the Veterans' Administration if you have served in the Armed Services.

And of course look into clinical trials. These are always free and usually pay some travel costs and all laboratory fees. Insurance companies do not usually cover any extra fees, but the medical team will know the answers and they want to help.

Lastly, most pharmaceutical companies provide some patients with free or almost free drugs. You can call or email the companies that provide the drugs you already use. Then request to receive those drugs through the indigent patient program.

Written by Steve Goldner - 3/9/09

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